What goes into a mortgage bill? Loan eligibility, required cash and CPF downpayment, stamp duty, legal fees, and more. With so many factors to consider, it’s easy to miss out on details and make a miscalculation in the frenzy of preparing for a big move. While HDB flats are the go-to affordable housing option for most Singaporeans, many still have to take out loans to finance their purchases. Various banks are offering differing rates and packages, such as fixed or floating interest rates. It is easy to lose track of how much money you will be spending in the end. What might appear to be a cheaper home loan package might turn out to be more expensive when you factor in interest over a long period of time. Let us do the math for you! Not only will we do the calculation for you for free, our professional, bias-free mortgage specialists will compare bank interest rates and do a valuation check for you so that you can be certain that you’re getting the best home loan rates in town. What are you waiting for? Contact us to receive expert mortgage advice today!

5 Steps Before Exercising the OTP

There’s plenty of things you need to consider before exercising the option to purchase. Here is our handy guide that will ensure you put that 21-day window to good use that covers everything from renovation budgeting to surveying the resale market.

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